The Journal of Islamic Microfinance and MSMEs applies the following publication fee policy:

• Article Submission: Free of charge (IDR 0).
• Article Processing Charge (APC): Free of charge (IDR 0).
• Fast Track Peer Review: No paid fast-track service is offered.

There is no charge for manuscript submission. Authors are not required to pay fees for editorial screening, peer review, revision handling, copyediting, production, or publication. No payment is required after acceptance, and accepted articles are made freely accessible to readers upon publication.

The journal does not offer an optional paid Fast Track Peer Review service. All submissions follow the journal’s established editorial and peer-review procedures. Authors cannot purchase priority handling or accelerated publication.

The absence of publication fees does not guarantee acceptance, a favorable peer-review outcome, or publication within a specific timeframe. All manuscripts are evaluated according to the same editorial standards and double-blind peer-review process. Editorial decisions are based solely on the manuscript’s scholarly merit, originality, methodological rigor, and relevance to the journal’s aims and scope, regardless of the author’s financial circumstances.

The journal’s operating costs are supported by The Indonesian Academy of Social & Religious Research (IASRR) as the publisher. Authors will not receive payment instructions or invoices for manuscript submission, processing, or publication.