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Authors retain the copyright to their work and grant the Journal of Islamic Microfinance and MSMEs the right of first publication. All articles published in the journal are licensed under the Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA 4.0). This license permits users to share, copy, and redistribute the published work in any medium or format, and to adapt, remix, transform, and build upon it for any purpose, including commercial purposes, provided that appropriate credit is given to the original authors and the source, a link to the license is provided, and any changes are indicated. Attribution must not suggest endorsement by the authors or the journal. If the work is remixed, transformed, or built upon, the resulting contributions must be distributed under the same license or a compatible license permitted by CC BY-SA 4.0. Users may not apply additional legal terms or technological measures that restrict others from exercising the rights permitted by the license. Separate permission is not required for uses covered by the license when its conditions are met.

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